How is the profit calculated and distributed?

Total profit (Net APY) will include the supply APY in their deposit token and C98 rewards. The profit will be calculated in real-time. Each token has a different set of Parameters that determines their actual yields at different points, and can be seen here.

Users can withdraw their funds together with the supply APY anytime. But the external rewards in C98 will only be claimable at 0:00 UTC on the 3rd of every month.