> For the complete documentation index, see [llms.txt](https://docs.coin98.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.coin98.com/products/coin98-super-wallet/mobile/referral-hub/how-to-claim-your-earnings-from-universal-referral.md).
# How to Claim Your Earnings from Universal Referral
### What is Universal Referral?
Universal Referral is the referral program inside the app that tracks commission from your invitees' activity. The earnings page shows your total earnings, the amount you can currently harvest, and your activity history.
### How do Harvest and Claim work in Universal Referral?
Universal Referral uses two separate actions to move earnings to your wallet:
* Harvest collects earnings that are available to be prepared for claim.
* Claim completes the transfer to your wallet after the required waiting period.
You can harvest once every 6 hours. After harvesting, the app shows a countdown until the Claim button becomes available (after 24 hours).
### How do you claim your Universal Referral earnings?
Follow the steps below to successfully claim your referral earnings.
**Step 1:** Click on **Referral** on the Home screen to access the Universal Referral screen and tap **Lifetime earnings** to open the detail page.
Here you can see all your referral information**,** your total earnings, available-to-harvest amount, and activity history.
**Step 2:** Click **Harvest** in the **Available to harvest** section when it is available.
{% hint style="warning" %}
**Note:** You can only Harvest once every 6 hours. If it’s not available yet, a countdown timer (hh:mm:ss) will be shown in the UI.
{% endhint %}
**Step 3:** Your harvest request will be **Processing**, then wait until the system creates the claim request and shows **Claim in hh:mm:ss**.
{% hint style="warning" %}
**Note:** You need to wait 24 hours before you can claim. The exact remaining time is displayed in the app.
{% endhint %}
**Step 4:** When the countdown ends, click **Claim** and review the claim details (amount, receiving wallet, gas fee, network), then click **Claim Now** to confirm and wait for the transaction to complete.
{% hint style="info" %}
**Note:** The receiving token will be USDC on Arbitrum network, so make sure to prepare ETH on Arbitrum for the gas fee.
{% endhint %}
### What do the Universal Referral statuses mean?
* Available to harvest: The amount you can Harvest now.
* Harvest: The action that prepares earnings for Claiming.
* Processing: The Harvest request has been submitted and is being processed.
* Claim in hh:mm:ss: The countdown before you can Claim.
* Claim: The action that transfers the earnings to your wallet.
* Claim Now: The final confirmation button for the claim transaction.
### What do you need before claiming Universal Referral earnings?
* A positive amount in Available to harvest.
* The **6-hour Harvest cooldown** has finished.
* The **24-hour Claim waiting period** has finished.
* ETH on Arbitrum for the gas fee when you claim.
### Frequently asked questions
#### How often can I harvest in Universal Referral?
You can harvest once every 6 hours.
#### How long do I need to wait before I can claim?
You need to wait 24 hours after Harvest
#### What token do I receive when I Claim my referral earnings?
You receive USDC on the Arbitrum network.
#### Why do I need ETH on Arbitrum to Claim?
You need ETH on Arbitrum to pay the gas fee for the claim transaction.
#### What does Processing mean after I click Harvest?
Processing means the Harvest request has been submitted and the app is waiting for the system to create the claim request.
### Key terms
* **Universal Referral**: A referral program that lets you earn commissions from the activity of users you invite.
* **Lifetime Earnings**: A page showing your total referral earnings, available rewards, and transaction history.
* **Harvest**: The action of preparing your referral earnings for claiming.
* **Claim**: The action of transferring your earnings to your wallet.
* **Gas Fee**: A network fee required to process the claim transaction.
* **Arbitrum**: The blockchain network used to distribute claim rewards.
---
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