> For the complete documentation index, see [llms.txt](https://docs.coin98.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.coin98.com/products/coin98-super-wallet/web-1/referral-hub/how-to-claim-your-earnings-from-universal-referral.md).

# How to Claim Your Earnings from Universal Referral

To receive your rewards in your wallet, you need to complete two main actions: Harvest (every 6 hours) and Claim (after 24 hours)

Follow the steps below to successfully claim your referral earnings.

**Step 1:** Open **Universal** **Referral** on the Coin98 Web Wallet and click on **Harvest** in the **Available to harvest** section when it is available.

<figure><img src="/files/dU5bHeXUiQZYxEk6lggY" alt=""><figcaption></figcaption></figure>

{% hint style="warning" %}
**Note:** You can only **Harvest once every 6 hours**. If it’s not available yet, a countdown timer (hh:mm:ss) will be shown in the UI.
{% endhint %}

<figure><img src="/files/DsPSRmwjL0BuXUsyr90T" alt=""><figcaption></figcaption></figure>

**Step 2:** Scroll down and switch to the **Harvest activities** tab to wait until the system creates the claim request and shows **Claim in hh:mm:ss**.

{% hint style="warning" %}
**Note:** You need to wait 24 hours before you can claim. The exact remaining time is displayed in the app.
{% endhint %}

**Step 3:** When the countdown ends, click **Claim** button

<figure><img src="/files/rWa21xgwp5XZQPo3EBFG" alt=""><figcaption></figcaption></figure>

**Step 4:** Review the claim details (amount, receiving wallet, gas fee, network) then click **Claim Now** to confirm and wait for the transaction to complete.&#x20;

{% hint style="info" %}
**Note:** The receiving token will be USDC on Arbitrum network, so make sure to prepare ETH on Arbitrum for the gas fee.
{% endhint %}

<figure><img src="/files/bgHtZFi28TTcHgBo12Tf" alt=""><figcaption></figcaption></figure>


---

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