# Coin98

## **Securely Built For Capital Growth**

Coin98 is a secure, AI-powered financial platform for everyone to do everything onchain. Swap, trade perps, earn, spend & explore dApps across 150+ networks. Trusted by 10M+ users in 170+ countries, Coin98 makes DeFi accessible, intuitive, and secure for everyone.

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Cioin98 is A Secure Financial Platform powered by AI that gives world-class access to the future of finance through an integrated one-stop suite of financial utility and trading experiences.

* **Start** **easily**: On-ramp under 30 seconds with your local currency
* **Access** **without** **limit**: Trade and manage assets across multiple networks & trading options, anytime and anywhere.
* **Put** **your money to work**: Discover diversified mini-apps for earning, yield, and opportunities beyond traditional finance.
* **Grow with confidence**: Institution-grade access to insights and research with curated content and elite communities
* **Stay protected, stay in control**: Self-custody by default, with financial insurance, 24/7 support, and AI-powered security.

Opinionated by design for financial inclusion, so those who care about their financial future can grow their money safely, without being left behind.

***Coin98 — Securely Built For Capital Growth.***

## Coin98 Universal Referral

This is more than just a referral link; it is a unified revenue-sharing model designed to turn your network into a sustainable, real-time income stream.

We have unified the entire ecosystem into a single system designed for speed and growth.

* **One Link for Everything:** A single link covers Futures, SwapX (coming soon), and Fusion Card, creating multiple real-time income streams at once.
* **Zero Friction:** Codes are auto-applied instantly on any device. Your network syncs across Web and Mobile, so you never miss a reward.
* **Dual-Layer Earnings:** Earn passive income not just from your direct friends, but also from the friends they invite.
* **Faster Growth:** Activity in any feature boosts your total XP, helping you level up quickly to unlock maximum commission rates.

To maximize your benefits, it’s important to understand the simple difference between Ranking (XP) and Revenue (Commissions). Think of it like a game: XP helps you level up, while Commissions are the real money you take.

Your XP and Commissions are fueled directly by your network's activity. Every time your invitees generate fees through eligible actions, you earn rewards.

Currently, the activities that count towards your growth include:

* **Futures Trading:** When your invitees trade on Coin98 Futures.
* **Fusion Card:** When they top up their Coin98 Fusion Card.
* **SwapX:** When they swap on SwapX (coming soon)

[*Learn more and build a sustainable passive income with Coin98.*<br>](https://coin98.com/blog/introducing-coin98-universal-referral-one-link-multiple-earnings/)

At this moment, we are still heading down for the building. Eventually, the community will figure out a better picture for all the DeFi stacks we are nurturing.

DeFi is the century's innovation, which will undoubtedly change how global finance works in the future. Coin98 is proud to be a special part of the journey of making DeFi accessible to everyone, regardless of their knowledge and familiarity with blockchain.

**Follow us**

[Website](https://coin98.com/) | [X (Twitter](https://x.com/coin98_wallet)) | [Telegram](https://t.me/coin98wallet) | [Blog](https://blog.coin98.com/)&#x20;